Dental Cover
Dental treatment in Ireland has become very expensive. However, dental plans are now available to protect you, your family or even your employees. As well as covering most of your costs, having good dental cover also plays a key role in your overall health and long-term wellbeing.
Both VHI and DeCare Dental offer a selection of dental plans. We have partnered with DeCare Dental who offer the largest range of dental plans in the market. This means you should be able to find a plan that suits your needs and budget for you, your family, or your business.
Why Consider Dental Insurance Cover?
- Dental costs are rising well ahead of the rate of inflation
- Even routine treatments such as fillings or extractions can cost you dearly
- Prevention today helps avoid big expenses tomorrow
What Does Dental Insurance Typically Cover?
DeCare Dental plans cover a wide range of treatments, including:
 Preventive Care: |
Check-ups, cleanings, and x-rays (Full Cover) |
| Basic Treatments: |
Fillings, extractions, gum disease treatment (Up to 70% Cover) |
| Major Treatments: |
Root canals, crowns, bridges, dentures, implants |
| Orthodontics: |
Braces for children and adults (on selected plans, subject to eligibility) |
What’s Not Covered?
To keep costs affordable, there are some things dental insurance usually doesn’t cover:
Cosmetic treatments (e.g. teeth whitening, veneers)
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Treatments before your cover starts
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Some orthodontic work (unless you choose a plan with orthodontic benefits). Strict terms and conditions apply to this specific benefit, so always check your cover in advance.
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Plans at a Glance
| PLAN LEVEL | WHAT IT COVERS |
|---|---|
| Level 1 | Preventive care only; ideal for routine check-ups and cleanings |
| Level 2 | Adds everyday treatments like fillings, gum treatment & child-specific benefits |
| Level 3 | Includes major treatments like root canals, crowns, dentures, implants |
| Level 4 | Everything above, plus €1,000 orthodontic cover — DeCare’s most complete plan |
You can mix and match by choosing cover for adults or children, depending on your needs.
| WHO IS IT FOR? | |
|---|---|
| Adults wanting protection from the cost of routine and advanced dental treatments | |
| Families looking to support children’s oral health and orthodontic needs | |
| Anyone who wants peace of mind and to stay ahead of dental costs |
Build the Right Dental Cover for You
Not sure which level fits best?
Get an online quote to explore your options.
Footnote:
- Some health insurance plans may include benefits towards routine dental care
- Health cash plans such as those from HSF Health Plan also include dental benefits
- There are other providers of dental cover in the market such as VHI Healthcare
- If you engage with any of these providers regarding dental cover, you are responsible for ensuring that your cover is fit-for-purpose and matches your needs. You will be their customer at all times and all queries relating to cover entitlements, premium, renewals and claims must be directed to the dental provider at all times
- This content is for guidance purposes only and Health Insurance Ireland will not be responsible for errors in the content or any decisions made in relation to your personal or company dental cover arrangements.
- We receive no commission from DeCare for any business placed with them.
