If you feel that a full benefit review with Dermot Goode is required
Click HereCost Saving Tips
There are numerous tactics to help you reduce the cost of your health insurance policy whilst still maintaining excellent overall cover.
If you’re still confused by the multitude of plans and are worried about the impact of any changes to your cover, consider a fee-based review or joining a health insurance savings webinar with Dermot Goode
If you want to join a ‘Health Insurance Savings Webinar’ with Dermot Goode
Click Here| Cost Savings Tips | |
|---|---|
| Annual review of your health cover (just as you would with car or home insurance) | |
| Take on a small excess (applies per claim to private hospitals stays only) | |
| Reduce your accommodation preference (do you really need cover for a private room) | |
| Split your cover (everyone on the policy can hold different cover to suit their needs) | |
| Opt for restricted procedure cover (you may not need full cover for major orthopaedic, cardiac or ophthalmic procedures in private hospitals) | |
| Opt for restricted hospital cover (there may be lower cost plans available to cover specific hospitals only in your general jurisdiction) | |
| Remove or reduce your day-to-day cover (are you incurring minimum out-patient expenses) | |
| Move to an up-to-date corporate plan (too many members are insured on dated corporate plans that provide good cover but poor value-for money) | |
| Consider special deals or discounts for families (apply at specific times of the year) | |
| Get better deals for young adult dependents (some insurers offer better deals for young adults aged 18-20). You can split your cover to avail of these deals if necessary | |
| Move adult dependents to their own cover (worth trying especially if there’re working). Remember there will be no break in their cover and the cost will be the same | |
| Check out any possible group scheme discounts that may be available to you. |
